The Great Bank Heist - कैसे बैंक अपने ग्राहकों को लूट रहे हैं!! | The Deshbhakt with Akash Banerjee

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Akash Banerjee

2 ਮਹੀਨੇ ਪਹਿਲਾਂ

Please read the website as -
Sensing the anger amongst people - the Govt announced that the state run Bank of Baroda will roll back new changes that were brought in for even deposit of money to the bank! However there are far more banks that are already levying such charges (even for withdrawal of money)....over the last few years banks have extracted thousands of crores of depositor money via such charges - that are often obscure and hidden.
There is another sort of loot in the banks that is going on of late - that of mis selling of financial products and funds - with the sole aim of fattening the bottomline of the bank and not the welfare of the customers.
In this episode of The Deshbhakt we take a hard look at how banks are fleecing customers and abusing the faith that people place on them.
Chapter Heads
0:00 - Heist that strikes anywhere!
2:26 - The Open Loot by Banks
3:58 - Hidden Charges and Fees
5:48 - Bank selling inhouse products to own customers
6:53 - Brazen Mis-Selling of Products to uneducated customers
7:31 - No one to pull up the banks??
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****** Credits *******
Writer : Akash
Editor : Tushar
Misselling always has been a problem -
200,000 customers approach RBI to stop this fleecing -
The problem of mis-selling
Banks selling own group mutual funds!
Gold loan for locker ?
Why there are so few complaints
HOw to register a complaint with a banking ombudsman
The menace of Misselling
Now pay to even deposit your money!
How to escape the heist!
The size of the fine / fees!

Akash Banerjee
Akash Banerjee 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Have you ever faced mis selling or hidden charges from your bank? Did they correct it when you raised your voice?
A ਦਿਨ ਪਹਿਲਾਂ
Bankers are thieves .don't trust them
Paras Oberoi
Paras Oberoi ਦਿਨ ਪਹਿਲਾਂ
Yaar bhai jhoothi si video bna di.. ghanta research ni ki apne.. bas bol dia ki research ki hai.. you have contradicted your own statement in this video.. you said that bank won't tell you abt the charges and later in solution said that you will read term and conditions.. well terms and conditions is how banks communicate with their customers..... Agenda apka bhi pse kmana hi hai you don't care abt misleading common man.. agar video bnani hai naa to compare kro charges psu banks ke aur private banks ke.. aurr usme dikhao ki agr govt psu banks ko private kregi to nuksan kse hoga.. abi jo kum charges ki option hai uso bcha lo ese mislead krke ghanta kuch ni milegA.... One last thing.. can you give me any service for free?? Like sending a dvd or cd of your video at my registered address? If answer is no then please accept that nothing is free in todays world and make other aware abt it.. HOPE TO SEE SOMETHING GOOD ON THIS TOPIC NA KI ANPADO WALI BAATEN KI PSE KAT LIYE🤭🤭
A ਮਹੀਨੇ ਪਹਿਲਾਂ
@THESTREETRACER Make vedio on scams of Bank of Baroda
A 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Bank of Baroda stolen 22000
A 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
@Deepak Yadav Banker's are biggest thieves in the Country.Bigger than politicians. Bank of Baroda stolen 22000 from me after that I complaint in police and filled case in ombardsman and wiped their mokey ass they forced to return the money they stolen
Paras Oberoi
Paras Oberoi ਦਿਨ ਪਹਿਲਾਂ
Yaar bhai ye bilkul hi jhoothi si video lgi mko to.. ghnta research nhi ki apne is baar.. you contradicted your own statements a few times in the video.. tera bhi agenda pse kmanee ka hi hai
Ningyo H
Ningyo H ਮਹੀਨੇ ਪਹਿਲਾਂ
Could you please let us know how to invest small amount in market every month for long term plz
Aneeta Deshmukh
Aneeta Deshmukh ਮਹੀਨੇ ਪਹਿਲਾਂ
बढिया..आंख खोल दी भाई👍👍👍🙏
Sahrukh Khan
Sahrukh Khan ਮਹੀਨੇ ਪਹਿਲਾਂ
afroz alam
afroz alam ਮਹੀਨੇ ਪਹਿਲਾਂ
keep making common aware on these important issues....
Arup Bhanja
Arup Bhanja ਮਹੀਨੇ ਪਹਿਲਾਂ
Banking is a business aka looting. They will give you small rate of interest and charge you high rate for loans. Search infinite banking and see how people are avoiding banks.
Talwinder Dhillon
Talwinder Dhillon ਮਹੀਨੇ ਪਹਿਲਾਂ
I had an account in HDFC bank with a debit card 3 years after leaving India permanently I started receiving emails and calls from the bank saying payments for my credit card are due which I never signed up for.
ankit kumar
ankit kumar ਮਹੀਨੇ ਪਹਿਲਾਂ
topic change ,mast ,aise hi alag alg information topics pe video banao,except regular politics ,politics sun ke bore ho gaya,sabko pata hai sarkar kisi ki bhi bane lootna usi ko hai jiski sarkaar ,so please focus on like this videos except governemnt and politics ,thanks for informative video
Shadab Ansari
Shadab Ansari ਮਹੀਨੇ ਪਹਿਲਾਂ
Nice information
Do it my way
Do it my way ਮਹੀਨੇ ਪਹਿਲਾਂ
Big fan of akash sir, but here he is misguided, first of all PMC bank was not a nationalised you can't compare all private govt banks in one scale.. Secondly none of the govt banks invite anyone to come and open their account with them...ppl come by themselves, because they know that they can trust govt banks... As far charges goes...banks in india are already helping the poor masses of this country by implementing all the govt schemes free of cost..they are operating zero balances account, subsidy , and kisan credit card loan at only 4 percent intrest... But at the end of the day they also have to show profit..samaj sewa aur profit kabhi sath sath nhi ho banks par ye v pressure hai... That's why they charge for their services, and that is not wrong also, since they are giving their time and energy in doing your daily work.In todays time no body is giving anything for free...even the public toilets at railway stations charge you 10-20 rupees..then after all that banks are keeping your money safe...if ppl can not understand the simple business concept..nobody can help.
AK KC ਮਹੀਨੇ ਪਹਿਲਾਂ
Thank u brother, us r really helping us, cannot thank enough for your kind information.
Suram Susheelkumar
Suram Susheelkumar ਮਹੀਨੇ ਪਹਿਲਾਂ
Respected Akash can I say That : Shashanka Das GIO ke ishaare par naach raha hei...aur Rajhu Ram Rajam ne GIO ko nachayaa tha.
IQ Mantra By Akshay Bhapkar
IQ Mantra By Akshay Bhapkar ਮਹੀਨੇ ਪਹਿਲਾਂ
Dont Deposit money in bank #boycott banks
Emptolar S
Emptolar S ਮਹੀਨੇ ਪਹਿਲਾਂ
Neta ka dhayan vote per slums people emotional mein aa ker vote Or 500 1000₹ pe k liya
piyush baraiya
piyush baraiya ਮਹੀਨੇ ਪਹਿਲਾਂ
City Union Bank roobed my 700 rs. 😪
Kamal Das
Kamal Das ਮਹੀਨੇ ਪਹਿਲਾਂ
very true
Sujal Das
Sujal Das ਮਹੀਨੇ ਪਹਿਲਾਂ
I think that it's the video of free fire
20UEE030 MD RASHID AHMAD ਮਹੀਨੇ ਪਹਿਲਾਂ
yes they really atm card didn't reach me due to to resend it...they charged again from me... though it was not my mistake 😑😑😑😴
Movie downloader Link
Movie downloader Link ਮਹੀਨੇ ਪਹਿਲਾਂ
Don't open account in private bank I lost my 1200
Asim Mansuri
Asim Mansuri ਮਹੀਨੇ ਪਹਿਲਾਂ
Public k paas bht Paisa h Public bhakt hogai h bhai
lala bhai
lala bhai ਮਹੀਨੇ ਪਹਿਲਾਂ
Also one type of bank charges - Apply for one debit card and they send two cards to you whether you want both of them or not - 1. Visa debit card & 2. Master debit card.
Rahul Biswas
Rahul Biswas 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Bank is a profit making maintain each and every account banks have to pay a minimum cost..penalty charges is waived for a minimum time after that bank will charge..and in case of mutual fund as you have told the profit comes back to bank but in the account of the people that they can use so what is problem??? Bank is one of those organisation that is ran by its profit..bankers salary is also considered on that..already 3 years passed no salary settlement due to low profit..
Sajid sheikh
Sajid sheikh 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Sir MF ka Commission toh bata diye hai... Lekin MF jo negative returns diye hai , woh bhi batae 😁😁😁😁😁😂😂😂😂😂😂
Privatisation in India
Privatisation in India 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Fact :- majority of NPA of Indian banking system is with gov banks not with private bank
Ritik BainsTumbiwala
Ritik BainsTumbiwala 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Axis Bank lutero ka bank hai mere isene 3000 rupya lut liye . Axis wale bc hai.
Centralist man
Centralist man 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Mr aakash why there is no power of nota vote.
Akash Banerjee
Akash Banerjee 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Because it's a tool to fool people in believing that they have power to say no. While NOTA sometimes helps the worst candidate
Khurshid Alam
Khurshid Alam 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
bhai puri duniya me mhina 30 di ka hota h lekin india me sari telecom company ke liye 28 din ka ho gya h khuleaam lut rhi h
N S 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Akash i emailed nd they sent me copy pasted info.... Nd that relationship manager was interested in selling me credit card rather sorting out the charges Bloody HDFC. Now I m thinking to go for post office saving account... Ny suggestions?
ashish mahawar
ashish mahawar 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Sir, jo bank walo , police walo ya kisi se bhi darr gaya , samjho mar jayega... Loan le kar mat bharo , settlement karte h fir...
Sheikh Mahmood
Sheikh Mahmood 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
All private bank must be closed.
aniket 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Same thing happened with my father. He went to do FD in SBI bank, manager handed him an hopeless mutual fund for half amount, my father also agreed thinking how can he say NO to manager sahib, his argument usko bhi pareshani hoga. Thank God he also wanted to give Credit Card, but my father saved himself from it.
Waseem Ahmad
Waseem Ahmad 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Being a student I was charged 1200 fine for no minimum balance
Ashish Gavit
Ashish Gavit 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
If banks are charging us for cash deposit and cash withdrawal. They they should pay Incentive to customers while giving Loans, receiving penalties, receiving mortgage etc. After all it's customers money they use. No justice in India for poor people and comman man. Justice is only for few Rich and Favorite ppl
A 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Banker's are Thieves. Banker's are son of pigs
H P 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Aakash, you have taken the right topic at the right time. I have a recent experience in which the bank took its server maintenance in the 1st week. which neither the money was deposited on the EMI date and the EMI was returned. For which they are taking Rs. 590 from accounts without informing account holder. Also I did a small study which shows that I have paid Rs 1600 for other ATM charges. If I calculate, in totality then I have paid arround 3000 to 4000 for different services.
Kamini Dixit
Kamini Dixit 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Good analysis ... just came across another channel with serious content:
You Are Right But,
You Are Right But, 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Swiss Banks are Better
jatin kashyap
jatin kashyap 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Informative... Thanks🙏
Bijoy Roychowdhury
Bijoy Roychowdhury 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
To those talking about blocking ads: you should know that that will affect the content creator's income . You are literally consuming their content and preventing them from earning. How would you feel like you worked for a month but your company didn't credit your salary?
Ashara Amit
Ashara Amit 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Sbi doesn't have written compliant e mail address, they insist complaint through toll free number.
Maruf Hassan
Maruf Hassan 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
You missed UPI limit which is very widespread. The govt has bottlenecked private players like GPay, Phonepe and Paytm, you will be charged more if you use private UPI apps instead of bank owned apps. Most banks have a limit of 25 transaction per month, so stop paying at chai tapri with UPI, you will be charged by banks.
Akash Banerjee
Akash Banerjee 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Great point. So many hidden charges. Difficult to keep track
Ahmad Namee
Ahmad Namee 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Sir, Bank is now levying extra charge as an EX GRATIA PAYMENT tax
murtaza ujjainwala
murtaza ujjainwala 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Right ...I was the victim of mis selling..kotak mahindra gulp or I should say looted my 60 thousand rupees ...their agent simply said..sorry sir ye mis selling huwa hai..frauds
MrPraveensagar 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Iam literally crying
Vivek Mehta
Vivek Mehta 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Waao. A lot of hard work and research reflects in your video sir..
AMS techy
AMS techy 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
If u collect fee we don't deposit money to you
Molag Bal
Molag Bal 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Agli vote modi ko hi. Modi jaise gand koi nahi Marta 😍
Shining Star
Shining Star 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Raees 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Many times 200-300 rupees got deducted from my corporation bank for not maintaining minimum balance I lost around 1500 rs like this After that once I deposited 500 rupees and all 500 got deducted, that was the time like I was, I am Done with it and till date I never used that bank again And I lost all these money when I was a student, so this money meant a world for me
P H 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
SBI and Maharashtra are best banks. 2-3 hours line me khada rahna padta he but minimum balance na rakhane ke liye mere 28 Rs se jyada nahi gaye aaj tak. Cash handling charge bhi zero he uparse maine 7.5 % me car loan liya he recently.
Balekundri Gulnaz
Balekundri Gulnaz 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Yes Bankers are deceiving people
Yo yo honey singh Emiway
Yo yo honey singh Emiway 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Toh pehle ye sab paisa kahan se kama ta tha bank paisa in 2008-2018
Saifuddin Ahmed
Saifuddin Ahmed 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Sabh melkay luth ray! Sabh kay sabh!! Congress ho ya BJP, no one cares about their citizens.
Fun Day
Fun Day 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Very well said 👍
A K 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Bank aur banker chor hai saale
A K 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Vijay Mallya aur Nirav Modi jaise chor banks ka paisa lekar England me aiyaashi karne bhaag jate hai aur unke bhagne me hamare desh k corrept politician sath dete hai aur un kamino ka karja ham bhole bhale log bank ko chukate hai bank un MADARCHOD logo ka kuch kar nhi pate ham sabki jeb kaat lete hai
ravi Borana
ravi Borana 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
icici bank ne ek nayi policy or start ki hai account open krne pr visa debit card saath m send krte h fhir Rs588 charge krti h chahe fhir visa card k liye apply kiya ho ya na kiya ho, so guys pehle hi y sab chije discuss kr lena bank walo se.
Masood Alam
Masood Alam 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Wow god news
Bong BKB
Bong BKB 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Previous i work for xDxC bank as a relationship mannager or u can say personal banker🤫. They are doing lots off miss selling therefore I quit my job..And join another please do not blame RM OR PB , they are done this forcefully.
Shivam Shukla
Shivam Shukla 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Thanks akash.... mujhe is bare me nahi pta tha....
Md Abdul Raheem
Md Abdul Raheem 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Golmaal hai sab Golmaal hai!
Navraj tharu
Navraj tharu 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
This is going to be a new movie for Bollywood.'' Scam 2020" The greatest bank heist.
Shahabaz Shaikh
Shahabaz Shaikh 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
In 2017 I was looking for credit card first time with no experience of net banking. I reached my bank HDFC asking for credit card there was a lady sitting on front desk she asked me to come after banking hours aapko credit card mil jayega after visiting the bank she asked me whether I have registered mobile number with me I replied yes, then she did something on her PC and OTP came to my number, she asked the same and I gave her and the message for debit of rupees 1100, asked her what is this she replied me ke card lene ke liye aapko insurance lena padega then I realised what she did and after all this stuff bank refused my application for credit card. Fu**** lady and there was a man may be he was insurance agent. Imagine this was me 27 YO educated 🤔 Can't imagine the situation of senior citizens at present.
Navraj tharu
Navraj tharu 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Modi government is trying to promote make in india and they are improvising on digital India which is good for the nation. Meanwhile these shitty banks who are supposed to reduce their annual charges and other charges to promote banking services and help in digitilisation, instead they are increasing their charges which will ultimately creates negative impact on customer. People will again move towards use of more cash rather than online payment. This is going to effect all other online shopping and food delivery and all other those apps like paytm phonepe ola uber and many more.
Imandar DeshVasi
Imandar DeshVasi 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Thanks Bro...we need more of such video..
Vishal Et
Vishal Et 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
SBI bhi ab deposit karne ka 25 rs le raha h. Central bank ne first time mere account se 122rs deduction kar liya h balance maintained nhi hone ke karan.
Amit kumar Paul
Amit kumar Paul 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
I have left the because of this. Its extremely unethical.
Rahul Prasad
Rahul Prasad 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Bernardsean Chettiar
Bernardsean Chettiar 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Sir Subscribe aur Bell icon announcement ko bhi thode acche QUALITY ME Record Kijiye, tab subscribe aur Like karne me mazaa ayegaa NETA TYPE AADDHAA ADHUURA KAAM KYU KARR RAHE HO!!!! :P
Suresh Dongre
Suresh Dongre 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Sir you are correct.i am retired SBI officer.This recovery has been increasing since many months.reasons you describe.
Dev Tiwari
Dev Tiwari 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Thanks now i feel why bank calling again and again for this reason making fool only but I am also very lazy my reply always any bank offer TODAY NO TIME CALL TOMORROW.. I feel after sometime if customer enter in bank than bank takes charge
Saurabhmoy Lahiri
Saurabhmoy Lahiri 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Go digital. Keep eye on ur statement. Use bank mobile app and net banking. Customers have to be aware. Don’t use more than 2 credit cards. Dont have too many bank accounts. Try to avoid cash withdrawals from the counter and remember to have sympathy with your fellow bankers who will surely help u. All these charges that they charge goes to the bank and its policy makers. Employees don’t get anything from it. So have a healthy relationship with your bank personal and read circulars of the bank/Rbi from time to time.
sonu kumar
sonu kumar 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Tatti desh
Dr.Azimuddin Sayed
Dr.Azimuddin Sayed 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Aisa lagta hai ki ab Banks me bhi paisa safe nahi rah gaya
Brijesh Kumar
Brijesh Kumar 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Sir , your are good person but I don't believe too much..😎
No problm
No problm 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
bjp neta :- mitro aa gaye na achhe din andhbhaqt :- ma chudi padi 😂😂
M B 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
I had opened a SBI account in joint names. I was given 2-debit cards initially. As I was not using the second debit card, the bank gave me a single debit card on but the SBI bank charged me for both the cards on renewal. I spoke to the official, was advised to write to the card department to cancell the second debit card. I argued when the validity date is over and how can the bank charged me for not availing of the second card. I also gave an example that when a card is dead how can you charge for it. Looks like SBI Bank want's to recover the losses of frauds from persons like me. This is the new policy of Indian banks
Akanksha Rana
Akanksha Rana 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Dude banks karze ne dube hue hai
Mr Professor
Mr Professor 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Who is d hell is disliking the authentic information
lay man
lay man 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
hum tu mc hai, sarkar opposition ki baat nehi sunte humari kya sunega.? sala abhi aisa koi prabhdhan lata ki ghar main paisa rakhna koi offence nehi hai tu shayed bank ki hekde nikl jate
H DB 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Banking system is how the government/powerful corporates control the nation in democracy. It is easier to finance a corporate than a farmer.
UFO & Mysterious Incidents
UFO & Mysterious Incidents 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Julm karnewale Julm karlo.... Time will be come..
Subhash Ch Dey
Subhash Ch Dey 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
কেন এই মুদ্রাস্ফিতি , মন্দা, সন্ত্রাস ... কেন কোনো রাজনৈতিক দল কিছু করতে পারছে না? এর সম্পূর্ণ ব্যাখ্যা দিয়েছেন IIT Bombay ছাত্র শ্রীমান রবি কানৌড় । এই বইটি অনেক বছর আগে লেখা হলেও কোনদিন সংবাদ মাধ্যমে চর্চার বিষয় হতে দেওয়া হয়নি। "Bank ko ka Mayajaal" বইটির Audio clip
Btw digital neft rtgs me bhi charge cut hota h.. paise kya bachna h usme
Bhai thodi research kr lia kr . Ese kuch b video bana rha h
Lokam Mameng
Lokam Mameng 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Thank u so much👍
Master GoGo
Master GoGo 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Akash bhai aap achhi videos bnate ho pehle to me bhi nhi manta tha aapki baat bt mene thoda research kiya tab pta chla sach kya h ☺️ nice video bro👍👍👍👍
Ashif Khan
Ashif Khan 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Video like karne par thumb blue nahi ho raha is a new update or something else
Kamini Dixit
Kamini Dixit 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Death Penalty for Nikita Tomar Murderers.
Bluetag Origins
Bluetag Origins 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Thats why mallya was born !!!!
Speaking Freely
Speaking Freely 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
I have worked with banks in the past and can vouch for the fact that these guys are thiefs. Hardcore thiefs.
Roshan Speaks
Roshan Speaks 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Dear Aakash Let me get to the point directly I would want you to do a video on the loan moratorium or partial waiver for India to regain its weak moneyless economy. Your are a good analyst of situation and people would listen to you.... India has to rise from the biggest recession that is yet to happen. Afrer tge Covid-19 Pandemic unemployment has risen to extreme levels globally. India is one of the worst hit econmies. 1. Loan moratorium extension (was it really helpful for the common man?) How much of an extension is helpful to the public is not known as nobody is still sure when the economy would recover for everyone to have jobs and business to get back to full operational mode. Waiving away the compund interest doesnt serve the purpose nor does extending the moratorium period. At the end when the deadlines are completed people wouldn't be still in a position to repay loans 'EMI' until they get an earning. 2. Mudra Loan - Pseudo Loan Promise The government had announced mudra loan which aren't collateral loans starting from range of INR 50000-10,00,000 so that common public could start up new business for getting an eraning... Frankly speaking no banks are willing to go ahead with Mudra Loans as it is not secured. So for whom is it launched? Probably another joomla gimmick. 3. Is the government really concerned? If the government is really concerned then all they could have done is partial waiving of the loan principle amount by 20-30% on all term loans This could easily make the loans by not becoming NPAs and ease on the borrowers to repay as the EMI amount would get smaller and adjust with their household expenses. Well for partial waiver the government can comsider its Mudra Loan amount for the bankers. Whatever they wanted to give the public without security then why not waiver the loans partially and pay the waived off amount to banks Win - Win situation even of not entirely. 4. High chances of loans turning as NPAs As per current scenario bankers have started their work of recovery from customers irrespective if they have jobs or not. Many borrowers have paid EMIs during moratorium to escpae the addtional EMIs with addtional compound interest...some had jobs to repay ans some had savings to do so and others had to sell jewellery or had to take another loan by either from LIC or break FDs or Pension But even these amounts would perish and most people without jobs who had paid during the moratorium period and also who hadn't paid during the time will either have to hand over the properties to the bankers. Which makes these loans NPAs to recover the banker may auction but the maim question who would buy - Jeb mein Paisa Nahi to Khareedega Kaun? Biggest recession yet to come.... 5. Additional currency must be printed for economy to recuperate India will have to print additional money in order to boost trade as the current situation is such that all we know is food water and medicine Extra money printing will help in paying the bankers for supporting their loss due to NPAs and other trade deficits 6. Harrassment of bankers using official goons for recovery Just because the deadline has completed doesnt mean people have got money to repay. If so then purpose of moratorium would be meaningless (why give EMI vacations when people have money? Simple no job/business /money = no EMI ) Many have reported harassment calls and physical abuse by EMI recovery department of major banks Qustion asked? If you dont have money to repay then why take a loan Simple answer we are out of job due to pandemic a forced situation on common man So what does the banker expect people to do LOOT / STEAL to repay loans or commit suicide or starve to death but keep paying EMI. #partialloanwaiver #saveindianeconomy #savecommonman I may be wrong in my analysis but i am sure the plight of common indians as the same as i have mentioned above Plz make a video so that your voice becomes the voice of the nation
irfan Pasha
irfan Pasha 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
hamen03soft 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Hidden charges 😁 point to be noted *they don't grow anything they don't create anything* they r just well dressed
Ashish Gavit
Ashish Gavit 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Thank you desh bhakt ji.
Kamal Kumar
Kamal Kumar 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
ChefKit 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Best video @akash bhaii
the rock johnson
the rock johnson 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
Bhai sarkari bank hai na private mai jao mat simple solution vaise bhi tum logo ka mat sab government ke hat mai hi rahena chahiye
Hari hari
Hari hari 2 ਮਹੀਨੇ ਪਹਿਲਾਂ
No one will ask “when soldiers were dying at the border why the banks were busy stealing their money”.
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